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Sharing of accounts is strictly prohibited. Known action of sharing account information will be taken seriously, and will result in confiscation of your account at no refund. Please share our exclusive (membership) self-reliance information verbally with friends and family, but not your account information.
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The text, graphics, images, video, metadata and other data, design, organization, compilation, look and feel, advertising and all other protectable intellectual property (the "Content") available through the Services are property of Rainy Day Money, or the property of our advertisers and licensors and are protected by copyright and other intellectual property laws. Unless you have our written consent, you may not sell, publish, distribute, retransmit or otherwise provide access to the Content received through the Services to anyone, including, if applicable, your fellow students or employees, with the following exceptions:
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The arbitrator may award money or equitable relief in favor of only the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. To reduce the time and expense of the arbitration, the arbitrator will not provide a statement of reasons for his or her award unless requested to do so by both parties. Unless both parties (Rainy Day Money and you, the user) agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
General. This Agreement contains the final and entire agreement between Rainy Day Money and you, the user, regarding your use of the Services, and supersedes all previous and contemporaneous oral or written agreements regarding your use of the Services. We may discontinue or change the Services or their availability to you, at any time. This Agreement is personal to you, which means that you may not assign your rights or obligations under this Agreement to anyone else. No third party is a beneficiary of this Agreement.